What makes you unique?
Your life doesn't fit neatly into a box. Your protection shouldn't either. Private risk advisory for people with more to protect, and more interesting ways to live.
Guaranteed replacement cost & architectural coverage
Agreed-value programs & high liability thresholds
MasterCraft, wakeboard boats & sport yachts
Local advisor. National carrier bench.
One point of contact.
McClain & Co. Insurance Advisors is an independent insurance agency headquartered in Southlake, Texas, serving clients across the DFW Metroplex and beyond. Because we're not captive to a single carrier, we place coverage with the company that actually fits your risk—and re-shop it when your life changes.
We work with homeowners, business owners, collectors, and families who want a real advisor on speed-dial.
Not an 800 number. Not an offshore call center. Not an algorithm. You get direct access to seasoned advisors who know Texas property codes, hail dynamics, and estate risks firsthand.
"We treat your policy like it's our own, because the day you need it, nothing else matters."
Why Chip does this
Chip started this agency in 2014 on a simple idea: insurance shouldn't feel like something being done to you. Most people's experience is confusion or high pressure. McClain & Co. takes the guesswork out, explaining what's actually covered in plain language before trouble strikes.
A family business, in practice
Tiffany McClain is Chip's partner in building this agency, from the client experience standard to daily operations. The firm has grown almost entirely by word-of-mouth: clients sending their closest friends, colleagues, and family members because they trusted how they were treated.
Rooted in the Golden Triangle
Based in Southlake and serving throughout Southlake, Westlake, Trophy Club, Keller, Colleyville, Grapevine, and Fort Worth. This isn't a national call center working a phone territory; it's a local advisor living in the exact communities his clients raise families and build businesses in.
Every facet matters.
A person's risk isn't a collection of disconnected policies. Homes connect to liability. Cars connect to collections. Businesses connect to personal wealth. We architect each layer into an airtight defense.
High-Value Home
Underwritten to true replacement cost with broadened perils and guaranteed repair provisions for premier Texas estates.
Auto & Fleet
Multi-vehicle programs with agreed-value options, high liability thresholds, and pristine repair shop choice.
Business & Commercial
Commercial package, BOP, general liability, E&O, and key-person protection coordinated seamlessly with personal wealth.
Collections & Valuables
Scheduled jewelry, high-end watches, fine art, wine cellars, and memorabilia appraised and itemized against total loss.
Marine, Boat & RV
Specialty policies for wakeboard boats, sport yachts, pontoons, luxury motorhomes, and recreational trailers.
Family Estate & Life
Trust-owned life insurance (TOLI) and generational wealth planning coordinated with your CPA and estate attorney.
Umbrella Liability
Excess liability starting at $1M and scaling to $10M+ layered above home, auto, watercraft, and commercial holdings.
Cyber & Identity
Digital asset defense, ransomware protection, wire fraud remediation, and executive identity restoration.
Integra Insurance Agency Network Partner
As an Integra network partner, McClain & Co. places coverage across a wide bench of premier national carriers, chosen because they fit your risk, not the other way around.
We don't sell policies.
We build a protection hierarchy.
A broker shops for price. An advisor architects for exposure. Here's how your coverage stacks when we're done, and why we'd rather lose a sale than sell you the wrong coverage.
You, Your Family & Total Net Worth
The nucleus of everything we defend. Your lifestyle, reputation, personal assets, and long-term earnings potential.
Excess Liability & Personal Umbrella ($1M–$10M+)
High-limit umbrella liability extending above underlying home, auto, and marine limits, safeguarding accumulated wealth against catastrophic lawsuit judgments.
Underlying Policies (High-Value Home, Auto & Fleet, Commercial BOP)
Primary policies underwritten to guaranteed replacement cost with broadened water/perils endorsements, agreed-value vehicles, and commercial packages.
Scheduled Valuables & Collections (Fine Art, Watches, Wine, Firearms)
Itemized agreed-value scheduling with zero deductibles and worldwide transit coverage, ensuring unique assets are never subject to generic policy sub-limits.
Life, Generational Estate & Wealth-Transfer Structures
Trust-owned life insurance (TOLI), business buy-sell funding, and liquidity planning coordinated directly alongside your CPA and estate attorney.
"Call us before you file a claim, not after. That one habit protects the relationship, the loss ratio, and you."
In modern Texas insurance underwriting, filing even a small non-reimbursable claim can stay on your CLUE report for 5–7 years and dramatically inflate subsequent renewals. We review every loss event first to determine the smartest strategic course of action.
Relationships, not transactions.
We strip out the jargon and fine-print gotchas. You get a plain-English summary of what's covered, what isn't, and what we recommend changing before you sign anything. No pressure, no upsell theater.
Local advisor. National carrier bench.
We're appointed with premier, top-rated carriers across the admitted and specialty markets. No single-company quota, no corporate bias—just the exact fit for every layer of your protection.
Travelers
Premier homeowners, luxury auto bundles, and umbrella coverage with nationwide catastrophe response.
Chubb
Gold standard for high-value homes, guaranteed replacement cost, fine art, wine, and high-limit personal umbrella.
Nationwide
Comprehensive private client protection, agreed-value vehicles, and commercial business owner policies.
Progressive
Market-leading personal auto, commercial fleet coverage, boat and recreational vehicle underwriting.
Liberty Mutual
Broad residential property coverage, multi-policy credits, and solid commercial package options.
Safeco
A Liberty Mutual company offering flexible personal auto, home, umbrella, and watercraft solutions.
Hagerty
Agreed-value collector car insurance, exotic vehicles, vintage sports cars, and spare parts coverage.
Integra Insurance Agency Network
Network partnership providing McClain & Co. direct access to a broad field of premier carrier markets.
What our clients say.
Real reviews from North Texas families and business owners who trust McClain & Co. with their most essential protections.
"Chip is awesome!!! I've been working with Chip for nearly 10 years, and he's truly the best! He's not only reliable but has also taken the time to educate me along the way so I feel confident about the coverage I have."
"Switching to McClain Integra Insurance was a great decision for our family. Chip McClain went above and beyond to get us the best rate for our home and auto."
"You will love the customer service you will receive from Chip at McClain Integra Insurance. He will shop for the best value for you and your family and will not compromise coverage. I told all my clients and friends to give him a call and compare."
"Chip was great and I learned a lot about insurance from working with him. Helped me understand how important it is to be properly insured versus selecting a policy based only on price. I am confident he pointed me to the correct solution."
"They helped me find great auto coverage when my long time insurance provider let me down in 2015/2016. Every year since, Chip and his team have found policies better savings!"
"We've used Chip McClain for all of our insurance needs for many years. He has always made sure we have the correct amount of insurance at the most affordable rates. He has saved us and other family members a lot of money over the years. Highly recommend his service."
Already a McClain & Co. client?
You have direct advisor access. Whether you're purchasing a new vehicle, closing on a property, adding scheduled jewelry, or need pre-claim counsel, reach out directly to your advisor.
Claims Advocacy Rule: Call Chip before filing any claim to review deductible exposure, policy terms, and CLUE report impact.
Request your
coverage review.
Tell us a little about what you're protecting. We'll reply within one business day with clear, objective next steps—no obligation, no aggressive sales tactics.
Confidential Coverage Review
Complete the form below. A licensed Texas advisor will analyze your exposures and respond within one business day.